Excavator financing with same-day approvals

Put an excavator to work with zero down and same-day approvals. We pay your dealer direct so you can get to work on schedule.

4.8 ★★★★★
Excellent Google rating
25+
Years funding the industry
Same-day
Approvals on most applications
Start-ups
Welcome! Even < 1 year in business
How it works

Application to funding in days, not months.

We pace funding around your project schedule, not the other way around. Soft pulls, plain language, and a real human you can call from the trailer.

01

Apply online

One short form. Most folks finish it before the coffee's done.

02

Get approved

Most qualified applicants get a same-day decision.

03

Choose your terms

Match payments to draw schedules, retention, and seasonality.

04

Get funded

We pay the dealer direct. You get to work on schedule.

$500M+
Funded across thousands of deals
From 7.24%
Starting rates for qualified applicants
$0 down
Financing options available
What we finance

From trench to teardown. Every machine.

New or used, single unit or full fleet, attachments included.

Mini Excavators

Tight-access digging for utilities, landscaping, and backyards.

Standard & Large Excavators

Site prep, trenching, and bulk earthmoving.

Wheeled Excavators

Road-ready mobility for urban and utility work.

Buckets & Attachments

Digging, grading, and ditching buckets, plus thumbs.

Breakers & Demolition

Hydraulic hammers, shears, and pulverizers for teardown.

Augers & Drilling

Post holes, piers, and footings without the extra crew.

Used / Pre-Owned

Dealer, auction, or private party, we'll fund a solid used machine.

Don't see it?

If it's essential to the job, we can finance it.

Why business owners choose Paramount

Lease structure that matches how your business actually runs.

After years of funding equipment across every kind of operation, we've stopped believing in the one-size-fits-all lease. We take the time to understand where your business is today, then shape the term and payments around it. Not the other way around.

  • Flexible lease structures

    $1 buyout, FMV, or operating leases sized to your refresh cycle.

  • Same-day decisions

    Most applications get a soft-pull approval the same business day.

  • Single lease, machine and attachments

    Combine the excavator and needed attachments into one payment.

Real customers

Trusted on jobsites coast to coast.

FAQ

Plain answers to the questions we hear most.

What's the difference between $1 buyout and FMV?

A $1 buyout lease works like a finance loan. At the end of the term, you own the equipment for $1. An FMV lease keeps monthly payments lower and gives you the option to buy at fair-market value, return the equipment, or upgrade. FMV tends to fit businesses that refresh equipment every 3–5 years.

Can payments scale with peak season?

Yes. Step-up structures and skip-payment seasons are available, so payments can track your workload instead of a flat calendar.

Do you cover used or refurbished excavators?

Yes. Used and refurbished excavators are a solid fit for many businesses, and we can finance them from dealers or private-party sellers.

Will applying hurt my credit?

No. Pre-qualification uses a soft credit pull, so there's no impact to your score.

Ready when you are

Ready to dig in? Let's get you funded.

Get a quote and approval, all in the same day.