Equipment Financing
What Is a UCC Filing? How UCC-1 Liens Work on Financed Business Equipment
What a UCC-1 filing records, how specific-collateral and blanket liens differ, and how to search for a filing and end it with a UCC-3.
Blog
David Musselmann
President & CEO, Paramount Financial
David Musselmann is the founder, President and CEO of Paramount Financial, an equipment leasing and financing company based in Scottsdale, Arizona. He brings 30 years of experience across sales, recruiting, management, portfolio management, operations and ownership, and he writes about equipment leasing, working capital and how financing fits into the way businesses buy and sell equipment.
About David Musselmann
David founded Paramount Financial and has led it through recessions, changes across the equipment finance industry and a worldwide pandemic. In 2024 the company invested in new technology and management infrastructure for its next stage of growth.
He writes for two readers: business owners who need financing that works with their cash flow, and the equipment dealers and sales teams whose customers need financing to buy. His view is that financing belongs in the sales conversation from the start, so the seller keeps control of the sale.
David holds the Certified Lease & Finance Professional (CLFP) designation and a BS in Marketing and Finance. He is a member of the National Equipment Finance Association (NEFA) and serves on the board of Mintaka Financial.
Outside the office, he spends his time coaching and cheering on his three children in youth sports.
Articles by David Musselmann
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Equipment Leasing
Operating Lease vs Finance Lease for Equipment: What Business Owners Should Know
How an operating lease and a finance lease differ on ownership, end of term, and how the law, accounting and the IRS each treat the same agreement.
The right lease or loan depends on your equipment, your cash flow and your plans. Talk it through with Paramount Financial.