Heavy equipment financing built for iron that earns.

Excavators, dozers, wheel loaders, articulated trucks. Fixed payments, terms structured around utilization, and approvals fast enough that the auction yard isn't your bottleneck.

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Tell us a little about you and we'll be in touch today with financing options.

First name

Last name

Phone number

Business name

Equipment type

Equipment vendor

4.8 ★★★★★

Excellent Google rating

25+

Years funding the industry

Same-day

Approvals on most applications

Start-ups

Welcome! Even < 1 year in business

How it works

Application to funding in days, not months.

We pace funding around your project schedule, not the other way around. Soft pulls, plain language, and a real human you can call from the trailer.

Apply online

One short form. Most folks finish it before the coffee's done.

Get approved

Most qualified applicants get a same-day decision.

Choose your terms

Match payments to draw schedules, retention, and seasonality.

Get funded

We pay the dealer direct. You get to work on schedule.

Start step 1 now

$500M+

Funded across thousands of deals

From 7.24%

Starting rates for qualified applicants

$0 down

Financing options available

Join them — apply now

What we finance

From dig to grade. Every machine.

New, used, auction, or private-party. Up to 100% financing, including transport, attachments, and warranties.

Excavators

Mini, midi, and full-size, 1.5T to 90T+, all major OEMs.

Dozers & Crawlers

D3 through D11 class. Six-way blades, ripper packages.

Wheel Loaders

Compact through 8-yard mining-class loaders, all attachments.

Articulated Trucks

25T to 60T haulers for sites where a highway truck won't cut it.

Motor Graders

Road builders, fine-grade specialists, AWD packages.

Compactors & Rollers

Smooth drum, padfoot, pneumatic, soil & asphalt.

Attachments

Buckets, hammers, thumbs, GPS & grade-control kits.

Don't see it?

If it has tracks, tires, or an engine, we finance it.

See if it qualifies

Why operators choose Paramount

Capital that flexes with your hours, not against them.

Heavy iron is a cash flow game. Fuel up front, payment 60 days out, weather killing schedule. We structure around utilization so a machine never sits idle waiting on financing.

Project-aligned terms

Match payments to retention release and draw schedules.
Same-day decisions

Most applications get a soft-pull approval the same business day.
Up to 100% financing

Roll permits, freight, taxes, and warranties into one fixed payment.

Start my application

Real customers

Trusted on jobsites coast to coast.

      EXCELLENT  
   Based on 202 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   I. Capito 
 
 
 
 Trustindex verifies that the original source of the review is Google. These people are awesome. Zac helped me out I can’t say enough good things about the experience I had working with him. My case was extremely difficult, my credit wasn’t great, and getting the loan approved was far from easy. But for three straight days, he kept working on it and refused to take no for an answer. It’s rare to find someone in finance who genuinely fights for their client instead of simply giving up when things get complicated. I do have to mention that I was completely denied From two different people prior to talking to him. Now I have a new person that I can call when I need help.💪
  
 
      Posted on Google  
   
   KIMBERLY CONNELLY 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have worked with Zac at Paramount Financial. He was amazingly helpful, available and patient. My husband and I are so appreciative of the support for our small…. Thank you so much Zac Coleman!
  
 
      Posted on Google  
   
   ADRIANA RODRIGUEZ 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing financial group! I was able to secure funding in just two days. Dominic was phenomenal throughout the entire process—professional, responsive, and incredibly helpful. I highly recommend Paramount Financial to anyone looking for a smooth and efficient funding experience!
  
 
      Posted on Google  
   
   joshua rivera 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ethan from paramount is the best to work with he is honest and moves extremely quick and is very resourceful and always available got me two deals in less than a week he values customers and there needs for there business so highly recommended paramount financial ask for Ethan thats the man
  
 
      Posted on Google  
   
   Alan Lawson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe O'Brien was absolutely wonderful to work with. Seamless process from start to finish!
  
 
      Posted on Google  
   
   Michelle Burke 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe O’Brien was an absolute pleasure to work with. He was knowledgeable in every step of the process, was very transparent, and answered honestly on any questions we had. He stayed in contact continuously with updates (even if there were none at the time), and absolutely went over and beyond. We will be working with him again, for our future business purchases. Thank you Joe!
  
 
      Posted on Google  
   
   Christian Sanchez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Joe to finance my equipment was an excellent experience. He was knowledgeable, responsive, and made the entire process simple and stress-free. Joe took the time to understand my needs, provided clear guidance, and secured financing that worked for my business. I highly recommend Joe to anyone looking for a trustworthy and professional equipment financing specialist.
  
 
      Posted on Google  
   
   James White 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe O'Brien was an absolute treat to work with. I will be highly recommending Paramount Financial!
  
 
      Posted on Google  
   
   Ricky Spader 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe O'brien does excellent work. I contacted him on a Wednesday around 4pm and he had funding for my f550 by friday afternoon with the terms I was looking for. Highly recommend him!
  
 
      Posted on Google  
   
   Diane Morgan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Joe O'Brien has helped us with equipment financing and now a utility body F550. He is a joy to work with and makes things as easy as possible when financing.  We will come back to him when we are ready for more. Thanks Joe!
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

FAQ

Plain answers to the questions we hear most.

Will you finance machines bought at auction?

Yes. Ritchie, IronPlanet, Yoder, Purple Wave, regional auctions. We coordinate with auction wire deadlines and handle inspection and lien clearance behind the scenes.

How fast can you fund?

Most decisions under $250k come back the same business day, with funds wired within 24–48 hours. Fleet packages typically run 3–5 business days.

Can payments align with seasonal work?

Yes. Skip-payment plans, step-ups, and deferred starts are common for road, agriculture, and snow-season operators.

Do you finance used and high-hour iron?

Absolutely. Used and high-hour heavy equipment is most of our daily volume. We value the machine, not just the spec sheet.

Will applying hurt my credit?

No. Pre-qualification uses a soft pull with zero score impact. We only do a hard pull once you accept a final offer.

Get my answer in 60 seconds

Ready when you are

Don't let financing be what keeps the iron parked.

Get a no-impact quote in about a minute. A specialist will follow up the same business day, usually within an hour.

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