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One short form. Most folks finish it before the coffee's done.
Excavators, dozers, wheel loaders, articulated trucks. Fixed payments, terms structured around utilization, and approvals fast enough that the auction yard isn't your bottleneck.
We pace funding around your project schedule, not the other way around. Soft pulls, plain language, and a real human you can call from the trailer.
One short form. Most folks finish it before the coffee's done.
9 in 10 qualified applicants get a same-day decision.
Match payments to draw schedules, retention, and seasonality.
We pay the dealer direct. You mobilize on schedule.
New, used, auction, or private-party. Up to 100% financing, including transport, attachments, and warranties.
Mini, midi, and full-size, 1.5T to 90T+, all major OEMs.
D3 through D11 class. Six-way blades, ripper packages.
Compact through 8-yard mining-class loaders, all attachments.
25T to 60T haulers for sites where a highway truck won't cut it.
Road builders, fine-grade specialists, AWD packages.
Smooth drum, padfoot, pneumatic, soil & asphalt.
Buckets, hammers, thumbs, GPS & grade-control kits.
If it has tracks, tires, or an engine, we finance it.
Heavy iron is a cash flow game. Fuel up front, payment 60 days out, weather killing schedule. We structure around utilization so a machine never sits idle waiting on financing.
Match payments to retention release and draw schedules.
Most applications get a soft-pull approval the same business day.
Roll permits, freight, taxes, and warranties into one fixed payment.
Yes. Ritchie, IronPlanet, Yoder, Purple Wave, regional auctions. We coordinate with auction wire deadlines and handle inspection and lien clearance behind the scenes.
Most decisions under $250k come back the same business day, with funds wired within 24–48 hours. Fleet packages typically run 3–5 business days.
Yes. Skip-payment plans, step-ups, and deferred starts are common for road, agriculture, and snow-season operators.
Absolutely. Used and high-hour heavy equipment is most of our daily volume. We value the machine, not just the spec sheet.
No. Pre-qualification uses a soft pull with zero score impact. We only do a hard pull once you accept a final offer.
Get a no-impact quote in about a minute. A specialist will follow up the same business day, usually within an hour.
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